Terms and Conditions

Promotional Finance Offer

Interest rates from 6.19% p.a. (comparison rate 7.87% p.a.*), subject to lender approval and eligibility criteria.

Green Cars Only

To be eligible for the advertised promotional rate, applicants must meet all of the following:

• New vehicle purchase from a licensed motor dealer (consumer loans only)
• Applicant must be asset-backed
• Minimum credit score of 800
• Minimum 3 years at current residential address
• Minimum 3 years in current employment
• No prior credit infringements or adverse credit history
• Minimum 10% deposit required
• Loan must be fully amortised over a 60-month term (no balloon)

Fees and charges

The following fees apply and are included in the comparison rate calculation where applicable:

• Lender establishment fee: $495
• Account keeping fee: $8 per month
• eCarz Finance origination fee: $1,760 (one-off fee)

Additional fees, charges, and terms may apply depending on lenders, and individual circumstances

Important information

• All applications are subject to individual lender credit assessment, terms, conditions, and approval.
• Funding may be provided by one or more panel lenders.
• If the above eligibility criteria are not met, eCarz Finance will present alternative finance options based on the applicant’s credit profile and circumstances

Comparison rate warning (ASIC required)

*The comparison rate of 7.87% p.a. is based on a secured consumer loan of $50,000 over a 60-month term, with monthly repayments, no balloon payment, and includes the fees listed above. The comparison rate is provided for comparison purposes only and may not include all fees and charge